Caravan Insurance

What is Caravan Insurance?
Caravan insurance provides customers who own a caravan with peace of mind that their caravan will be financially looked after should the worst happen. Caravan insurance protects our caravan all year round, and will insure it whether it’s being towed down the motorway, parked up at home in the winter or is in full use on a campsite.
One of the biggest advantages of owning a caravan is the flexibility it brings, and the fact you can truly travel anywhere and stay for the price of a caravan pitch. You can choose to go on a short trip for a few days, or on a longer trip touring all of Europe, taking everything you want, and effectively staying in the same hotel room, in a different location every night along the way.
For many, the caravan begins to feel like their home, and they will want to protect it in the same way. For people’s homes, they have home insurance, so it makes sense that people will take out caravan insurance for their caravan.
Why do I need caravan insurance?
Your caravan insurance will protect you in a number of ways, especially when it is not attached to your car. Whilst most car insurance policies will protect a caravan when they are towing it, as soon as you detach the caravan from the car, it is no longer insured. With most caravanning holidays, you take a car to get around whilst you are at the site, and you won’t want to leave it attached to a caravan for purely insurance reasons.
You’ll also need caravan insurance when you are at home, as the caravan will not be covered by your home insurance, as it is not a permanent external building. One of the main reasons to take out caravan insurance is to prepare for the unexpected. With more and more unpredictable weather coming each and every year, you never know when a flood, or a storm could hit, and with several pre season football matches being abandoned in August this year because of water logged pitches, you can’t even claim salvation in the summer months.
Inside the caravan many people now have a variety of mod cons, including televisions, mp3 players and mobile phones. With caravans not being as secure as a house, you’ll want to make sure they are insured in case any thieves are about.